The pmwPlus blog.
Tax, business and money insights.
Straight-talking articles on tax, business and personal finance for Central West NSW - written by the pmwPlus team, not a content farm.
Insights from
the pmwPlus team.
118 articles and counting - tax, business and money, in plain English.
Is it harder to get a home loan when interest rates are high?
Why high interest rates make home loans harder to secure - the role of assessment-rate buffers, and how a mortgage broker helps you find the right loan.
Read article → 4 December 2022How to help your adult children purchase property
Practical ways parents can help adult children buy property - gifting a deposit, going guarantor or co-buying - while protecting their own finances.
Read article → 23 November 2022How to access the flood relief payment and other flood grants (NSW floods, November 2022)
An archived 2022 guide to the flood relief payments and grants available after the November 2022 NSW floods, from the pmwPlus team in Orange.
Read article → 20 October 2022The power of setting financial goals
Why setting clear, S.M.A.R.T. financial goals - not just dreams - is the foundation of financial success, and how a planner helps you reach them.
Read article → 23 June 2022Has your regular contractor become your employee?
Contractor or employee? The six factors the ATO uses to decide - and why sham contracting can cost up to $51,000 per instance.
Read article → 16 June 20224 types of personal insurance worth considering
Four personal insurances worth considering - life, disability, trauma and key person cover - to protect what you and your business have built.
Read article → 6 June 2022Where did it all go? Taking the mystery out of managing your money
How to finally see where your money goes - using Xero Cashbook to automatically track and categorise household spending, and take back control.
Read article → 2 June 2022Top small business leadership tips
Eight practical small business leadership tips - vision, buy-in, communication, self-awareness, feedback, SWOT, motivation and the big three traits.
Read article → 14 April 2022Is your family home at risk?
Is your family home at risk if your business is sued? Why asset protection - the right use of companies, trusts, wills and power of attorney - matters.
Read article → 14 April 2022Why every company director now needs a Director ID (DIN)
Why every Australian company director needs a Director ID (DIN) - what it is, the key features, how to apply via myGovID, and the deadlines.
Read article → 10 March 2021COVID-19 business update – March 2021
An archived March 2021 COVID-19 business update - the end of JobKeeper, claiming the JobMaker Hiring Credit, key lodgment dates and FBT review.
Read article → 19 January 2021Is it better to buy or lease a company vehicle?
Buy or lease a company vehicle? The tax and cash-flow pros and cons of each, and the cost-benefit analysis to do before you commit.
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